When people think about estate planning, they often focus on what happens after they pass away. But just as important—if not more so—is planning for what happens during your lifetime if you become unable to manage your own affairs. One of the most powerful estate planning tools to address this is a Durable Power of Attorney (DPOA). Without it, your loved ones could be left navigating a legal maze just to help manage your finances, pay bills, or handle critical decisions.